Mechanical breakdown insurance (MBI) for a new car can be a wise investment, but it may not be strictly necessary. New cars typically come with a manufacturer’s warranty that covers most mechanical failures during the initial years.  However, MBI offers additional protection for issues not covered under the warranty, such as certain types of repairs after the warranty expires or situations where the warranty doesn’t apply. It can also help protect against the high cost of repairs for parts not included in the standard warranty. If you plan to keep the car for a long time after the warranty ends, MBI could provide peace of mind and financial protection. Ultimately, whether MBI is necessary depends on factors like the car’s reliability, your budget for unexpected repairs, and the terms of the manufacturer’s warranty. If you’re risk-averse or don’t want to worry about potential repair costs, MBI might be a good choice.

Worried About Post-Warranty Repairs? Protect Your Car with MBI Today!